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Parametric insurance can be a particularly beneficial form of coverage to have in the scope of large-scale natural disasters, especially when not all associated losses entail physical damages. Yet, there are some additional aspects of this coverage offering to consider.
Not every document can be backed up electronically. Learn how valuable papers insurance can help you replace and restore business documents.
This article examines how commercial property coinsurance clauses, included in many policies, can affect what you’re rewarded after a loss.
While commercial property insurance is an essential component of a business’s risk management portfolio, it can exclude coverage for floods and earthquakes. To address potential gaps in coverage, many businesses secure difference-in-conditions (DIC) insurance.
Similar to bundling your home and auto insurance policies, there is a benefit to bundling business insurance policies as well. These benefits extend further than just better carrier rates. This article discusses all of the advantages to bundling business insurance policies.
There are a number of insurance carrier rating agencies out there, and each one has its own criteria and rating system. This article provides an overview of these agencies and the way their respective rating systems work.
Exposures related to commercial auto insurance are vast, and a number of industry changes, as well as the frequency and severity of claims, have had a significant impact on carriers in the space. In fact, many carriers are finding it difficult to maintain profitability for commercial auto insurance and, in turn, are passing the uptick in cost along to insureds.
While workers’ compensation requirements can differ between states, many policies include a routine premium audit process. Depending on the results of a premium audit, an organization may either owe additional expenses to their insurer or have funds returned to them. Review this guidance to learn more about premium audits, how to prepare for an audit, and the next steps following an audit.
Because your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. Learn how to protect yourself with equipment breakdown insurance.
With cyber crime being the fastest growing area of criminal activity it's essential to learn how to identify different computer intrusions and prevent them from causing harm to your business.
Home » Business Insurance
Parametric insurance can be a particularly beneficial form of coverage to have in the scope of large-scale natural disasters, especially when not all associated losses entail physical damages. Yet, there are some additional aspects of this coverage offering to consider.
Not every document can be backed up electronically. Learn how valuable papers insurance can help you replace and restore business documents.
This article examines how commercial property coinsurance clauses, included in many policies, can affect what you’re rewarded after a loss.
While commercial property insurance is an essential component of a business’s risk management portfolio, it can exclude coverage for floods and earthquakes. To address potential gaps in coverage, many businesses secure difference-in-conditions (DIC) insurance.
Similar to bundling your home and auto insurance policies, there is a benefit to bundling business insurance policies as well. These benefits extend further than just better carrier rates. This article discusses all of the advantages to bundling business insurance policies.
There are a number of insurance carrier rating agencies out there, and each one has its own criteria and rating system. This article provides an overview of these agencies and the way their respective rating systems work.
Exposures related to commercial auto insurance are vast, and a number of industry changes, as well as the frequency and severity of claims, have had a significant impact on carriers in the space. In fact, many carriers are finding it difficult to maintain profitability for commercial auto insurance and, in turn, are passing the uptick in cost along to insureds.
While workers’ compensation requirements can differ between states, many policies include a routine premium audit process. Depending on the results of a premium audit, an organization may either owe additional expenses to their insurer or have funds returned to them. Review this guidance to learn more about premium audits, how to prepare for an audit, and the next steps following an audit.
Because your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. Learn how to protect yourself with equipment breakdown insurance.
With cyber crime being the fastest growing area of criminal activity it's essential to learn how to identify different computer intrusions and prevent them from causing harm to your business.